Is a Chapter 7 mortgage reaffirmation agreement required?

Answer by  msgfoster1 (13)

No, it's not necessary on a mortgage. They'll more than likely take action to protect their interest if you don't reaffirm. They don't look for you to give up your home.They'll accept your payments because it doesn't have to include your home. I would advise is to keep paying.

Answer by  domi (124)

no, you are able to keep your home as long as you continue to make the payments. the banks will want you to resign but this is not required.