how to


Question by  worker50 (46)

How do you improve a low credit score?

My credit score is low and I need to get it up.


Answer by  DtheM1 (1150)

The best way to improve your credit score is by having good credit. If you have a credit card, make sure you always pay it off in full so that you do not have to accrue and pay interest, putting you in dept.


Answer by  flamiss22 (5081)

Make sure you are never late again on paying any bills. Also pay off any derogatory obligations and don't have too many open line of credits. When you pay your bill make sure you pay more than the minimum. Another great way to build credit is to never use more than thirty percent of your income for bills.


Answer by  dragonwerx (59)

First, pay all your bills several days before they are due. If you have more than one credit card, focus on your highest rate card and pay extra on it each month until it is paid off. Pay at least the minimum balance on the lower rate cards until they are all paid off also.


Answer by  cpbridges (65)

Pay off credit card debt. Once you pay these off, put only necessary things on one credit card, at the end of the month pay it off. This will help.


Answer by  MIMI54 (76)

You should stop using any credit cards. Try to focus on how to pay off your debt without increasing it. Try to pay small debt first and it will take time to pay off all of them. You need to be patient and live like you have no money, use most your money you earn to pay your credit cards

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