Can a creditor use a fake summons?

Answer by  quisqualis (1756)

That would be illegal, and considered to be forgery. Besides, if the court is not expecting the debtor, how could the summons even serve a purpose, other than to frighten the debtor? A fake summons could happen, but it is not very likely, and relatively easy to verify by contacting the court.

Answer by  dsmith42 (371)

No. Consult the fair debt collection practices act for the exact rules, but they cannot break the law in attempting to collect, which impersonating a court summons is. Also, if they do violate the act, you can actually sue them and collect damages from them.

Answer by  flamiss22 (5081)

Creditor are allowed to use whatever they can get away with within reason. As long as they do not pretend to be any kind of official government or legal agency they can get away with it.

Answer by  janeplowmanwindstreamnet (292)

Absolutely not. That would be illegal. A creditor cannot threaten, intimidate,or use profane language towards you. They can file a lawsuit against you. You would then receive a real summons. If a creditor sent you a fake summons, you should get a lawyer and sue them. You could probably collect enough to wipe out the debt.

Answer by  Gabriel (2146)

No. A summons is a legal document issued by a court. If a creditor sends you a summons that is not from a court in their area, they can get in trouble for fraudulent collections practices. The best thing to do if you suspect the summons is fake is to contact the court and ask.

Answer by  tamarawilhite (17883)

No, this is illegal. Creating a false legal document is a crime. If you have proof the summons is false, report them to the court.

Answer by  worker2746 (2434)

Creditors will use any and all tactics available to them to attempt to get you to collect and pay theirmoney. They can use a fake summons, but I am not sure what that would accomplish for them. It would only bring you closer to paying the money. Check with the courts.