Can a Chapter 7 bankruptcy still affect my credit history after 8 years?

Answer by  patti (29325)

The bankruptcy can remain on your credit reports for up to ten years. Monitor your reports to track the progress.

Answer by  domi (124)

yes a chapter 7 bankruptcy can stay on your credit anywhere between 7 and 10 years, once it becomes 10 years and if its still on your credit you should contact the credit reporting agenies to have it removed.

Answer by  Tracipoo (1329)

Yes, it can still affect your credit for up to 10 years. You can improve your score, however, by acquiring a little bit of credit at a time and paying it off.

Answer by  Roland27 (16334)

Bankruptcy will stay on your Credit Report for TEN years. However, there are things that can raise your credit score. If you do things like get a secured credit card and pay all of your bills like rent and utilities on time it will help to get some of that credit back.